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Getting Started

Welcome! If you're new to using stablecoins for payments, you're in the right place. This short guide walks you through the first steps—what you’ll need, how it works, and what to expect.

What you'll need​

Before you start sending or receiving payments with stablecoins, make sure you have the following:

  • A digital wallet that supports the stablecoin(s) and network(s) you plan to use
  • Access to the supported blockchain networks (e.g., Ethereum, Polygon, Solana)
  • Some funds in the wallet, either stablecoins or crypto to swap into them
  • Your recipient's wallet address, if you’re sending a payment
  • Basic understanding of transaction fees (we’ll cover that in a separate guide)

If you're building an integration, you may also need access to our API or SDK—check our developer documentation for setup instructions.

Why use stablecoins?​

Stablecoins let you move value fast, 24/7, without the volatility of traditional cryptocurrencies. They're particularly useful for:

  • Settling payments across borders
  • Paying freelancers or vendors in digital-native economies
  • Sending peer-to-peer payments with minimal delay
  • Integrating on-chain pricing into your app or service

And because stablecoins stay pegged to fiat currencies (usually the U.S. dollar), they feel more familiar to use in everyday payment flows.

Basic flow​

Here’s what the stablecoin payment process generally looks like:

1. Set up your wallet Install a wallet app or browser extension, or use a custodial service if you prefer. You'll find detailed instructions in our Setting up a Wallet section.

2. Acquire stablecoins You can receive them from another wallet, buy them through a crypto exchange, or swap another asset (like ETH or SOL) directly in your wallet.

3. Send or receive a payment All you need is the recipient's wallet address and the correct token + network selected. The transaction usually settles in seconds or minutes.

4. Track confirmations Blockchain transactions are transparent—your wallet will show when the payment is confirmed.

5. Store, spend, or convert Once received, stablecoins can be held, used to pay others, or swapped back into other assets as needed.